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Privacy Policy

Rev. November 2010

Amboy Bank is giving you this notice to tell you how we protect, may collect and share non-public personal information about you and the accounts you have at Amboy Bank.

What does Amboy Bank do with your personal information?

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number and Income
  • Credit History and Employment Information
  • Account Transactions and Checking Account Information

When you are no longer our customer, we can continue to share information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list reasons financial companies can share their customers' personal information; the reasons Amboy Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Amboy Share?

Can you limit sharing?

For our everyday business purposes
such as to process your transactions, maintain
your account(s),respond to court orders and legal
investigations, or report to credit bureaus

Yes

No

For our marketing purposes
to offer our products and services to you

No

We do not share

Amboy Bank does not share your personal information about your transactions and experiences or your creditworthiness with other financial companies or our affiliates. Amboy Bank does not jointly market

Questions?

Call 1-800-94-AMBOY or email Mailbox@amboybank.com


What we do

How does Amboy
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Amboy
collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or use your debit card
  • Show us your Driver's License

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates' everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you


Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Amboy Bancorporation
  • Amboy Foundation
  • Amboy Title Agency LLC
  • Amboy & Emek Agency LLC

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information

We may share certain customer information with government and consumer reporting agencies as permitted or required by such laws as the right to Financial Privacy Act. These disclosures are usually made for your benefit and for specific circumstances, for examples, verifying identities to reduce fraud and identity theft or for prompt credit approval or as required by law, such as in response to a court order or subpoena.


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