Mortgage and Home Equity Rates

* Terms & Conditions Purchase: Available for 1-4 family, owner occupied homes with a loan amount min. of $50,000 and a max. of $500,000. First lien positions only. Approved applicants are responsible at closing for funding interim interest and escrow account for property taxes and insurance. P&I payments for 5.50% APR 10-year biweekly mortgage is $5.43. P&I payments for 5.50% APR 15-year biweekly mortgage is $4.09. P&I payments for 6.25% APR 30-year biweekly mortgage is $3.08. P&I payments for 6.000% APR 15-year biweekly jumbo mortgage is $4.22. P&I payments for 6.625% APR 30-year biweekly jumbo mortgage is $3.21. Subject to credit approval and home appraisal. Additional terms and conditions may apply. Rates valid as of 9/11/2025. Offer may be withdrawn at any time.

Home Equity: Introductory (“Intro”) Annual Percentage Rate (APR) of 6.50% in effect for the first 12 months on balances up to $100,000, with an initial minimum draw of $10,000. During the Intro period, the portion over $100,000, and on all balances after the Intro period, the APR will be Prime plus .50% and may change daily. Prime is highest rate published daily by WSJ. Prime as of 9/18/2025 is 7.25%. Lifetime rate floor is 4.00% APR, lifetime cap is 12.99% APR. Min. Line is $15,000, max. $150,000. Annual Fee of $35 waived for the first year. Early termination fee applies if loan is closed in first two years. Available on owner-occupied 1-4 family NJ residences only. Offer may be withdrawn at any time. Subject to credit approval. Additional terms may apply.