Zero Cost Refinance

Your needs change.
So can your mortgage loan.


With no money out of pocket, you can save thousands of dollars by refinancing with Amboy’s Zero Cost Refinance Program.

You don't pay for the following fees, which can often cost between $3,000 and $5,000
  • Appraisal
  • Application
  • Bank Attorney
  • Credit Report
  • Flood Certification
  • Recording
  • Survey
  • Tax Service
  • Title
  • Underwriting
At closing, you’re responsible only for prepaid interest, proof of home insurance, and escrowing for taxes.

Plus, take advantage of our Cash Out offer and get up to $50,000 for just $495.

* Terms & Conditions Available for 1-4 family, owner occupied homes with a minimum of $50,000 and a maximum of $625,000. First lien positions only. Approved applicants responsible at closing for funding interim interest and escrow account for property taxes and insurance. Subject to credit approvals and home appraisal. Additional terms and conditions apply. Offer may be withdrawn at any time.