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Business Financial Services
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Business Checking



Free Small Business Checking Services *

Designed for the business with lower activity.

(Low number of transactions)

Monthly Maintenance Fee  
Free for first year, then free with only a $1,000 minimum balance or $2,500 average monthly balance None
Below Required Minimum $15.00
Monthly Activity Fees (Regardless of Balance) Per Item
First 100 transactions free, then only $.20 per item  

Performance Business Checking

Ideal for businesses with a moderate level of transactions per month.

(Moderate number of transactions)

$20 per month if $20,000 minimum balance or $30,000 average monthly balance is not maintained
Monthly Activity Fees
First 350 transactions free, then only $.20 per item

Commercial Checking Account * (Analyzed)

The right choice for businesses with a high activity level and high average balance. An earnings credit offsets activity charges.

(High number of transactions or high average balance.)

Monthly Maintenance Fee $20.00
Monthly Activity Fees Per Item
Checks Paid/Debits $0.20
Deposits/Credits $0.40
Items Deposited $0.12

Earnings on the collected balance in a commercial checking account may be used to offset fees imposed on the account. The amount of the earnings credit is based on Average Earnings Balance (average daily collected balance, less reserve requirements), and is calculated as follows.

  • If your Average Earnings Balance for the month is $10,000 or more, the earnings credit will be based on the 91-day U.S. Treasury Bill auction rate for the previous month.
  • If your Average Earnings Balance for the month is $9,999.99 or less, the earnings credit rate will be 1% below the previous month's average 91-day U.S. Treasury Bill auction rate.

Business Interest Checking *

(Interest Bearing Account for sole proprietorships, nonprofit organizations, and state and local governments designed for businesses with moderate activity levels.)

Interest paid on collected balances in excess of $5,000.

Monthly Maintenance Fee
$15 per month if minimum balance of $1,000 is not maintained
Monthly Activity Fees (Regardless of balance)
First 200 transactions free, then only $.20 per item

Nonprofit Organization Checking *

Appropriate for nonprofits with low activity accounts.

Monthly Maintenance Fee  
Minimum collected balance of $1,000 or more None
$999.99 or less $5.00 per cycle
Monthly Activity Fees (Regardless of balance) Per Item
50 or less (including checks and deposits) None
Over 50 $0.10

* Additional fees may apply for large currency transactions, coin and
other miscellaneous items.

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