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Let Us Help You Earn More with Our CD Ladder

Today’s rate environment means it’s harder to earn more on your CDs and reach your goals.  By “laddering” CDs of differing terms you can earn a 2-year rate while still having cash regularly available without penalty.  Watch this video to learn more:

Climbing the CD Ladder is easy:

1: Determine what you would like your total deposit to be
2: Visit any Amboy Bank branch and your money will be evenly divided among 4 CDs with 6, 12, 18 and 24 month terms
3: As the renewal date of the 6 Month CD draws nearer, consider renewing it into a new 24 month CD at a special CD Ladder Bonus Rate. Keep your earnings (and your ladder) growing! 

CD Ladder APYs

Visit a Branch or call 877-22-AMBOY (877-222-6269) for more information!



* Minimum deposit in all four CDs must total at least $20,000 and not more than $250,000.  APYs shown are for New Money only. Lower APYs are available for money already on deposit. CDs automatically renew into a 24 month CD with a bonus rate that is 0.10% higher than the prevailing 24 month rate, as long as all four CDs are on deposit at time of renewal. There is a penalty for early withdrawals. For CD terms less than one year, simple interest credited at maturity, one year or greater interest is credited annually to an Amboy deposit account. Rates and offer may be modified at any time. Other conditions may apply.  


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