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Personal Financial Services

Mortgage Rates

Effective: 1/29/20

1A 1/2 Pay Mortgage can save a substantial amount in interest and build equity in your home much faster than a conventional monthly mortgage. Minimum of 20% down (10% down requires Private Mortgage Insurance). Jumbo Mortgages require minimum of 25% down (No PMI available). Rates are subject to change without notice. Additional terms, conditions and restrictions may apply. Call Amboy Direct at 1-800-94-AMBOY (800-942-6269) to confirm current rates and offers.

Helping Hand Mortgage Loans are available.

We have specially designed mortgage programs that enable you to obtain a mortgage loan at the lowest possible cost. The Helping Hand Mortgage program offers reduced fees, lower rates, and no points for a fixed-rate mortgage loan. We also provide mortgage financing up to 95% and waive up to the first two years PMI insurance premiums. Qualification for these programs is based on your household income. Property must be located in our assessment or service area. Other terms and conditions, including home buyer education may apply. For further details on this and our other Helping Hand Loan Programs, call us at 1-800-94-AMBOY (1-800-942-6269).

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