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Get on the Path to Successful Savings

Saving money is important.  You need funds at the ready for emergencies, healthcare, large purchases, and more.  But, saving can also be difficult, and that's even more true when you do not have a plan in place. That's why Amboy has crafted specific products to get you started down the path to Successful Savings!  Let us help you plan for your savings future.

Successful Savings begins by asking yourself a few questions:
1: What are you looking to save for?
2: What is your savings goal?
3: How much can you set aside each month, and/or how much can you invest in an initial lump sum?

Once you answer those questions, take a look at our offers below to see which best fits your needs!

Successful Savings Health Savings Account Bonus CD Ladder

Successful Savings Account*

Pay Yourself First

Health Savings Account*

Tax-Advantaged Savings

Bonus CD Ladder*

Earn More with Access to Cash

  • Automatically transfer a set amount each month from your checking account
  • When no withdrawals are made, you get a higher rate
  • Earn a bonus rate through April 30, 2019!
  • Tax-deductible contributions, tax-free earnings, and tax-free withdrawals for qualified medical expenses
  • Balance rolls over year after year
  • Must have a High Deductible Health Plan (HDHP)
  • Stagger CDs of varying terms so you have regular access to cash
  • Get a bonus rate when CDs automatically renew
  • Ask us how you can earn even more when you deposit new money!

    

Ready to get started?

Find a branch 

Don't see the savings vehicle you are looking for?

Visit any branch for a free financial checkup and we'll work with you to find the best solution for your situation!

Want more tips on saving? 

Please visit our Savings Center.

 

Successful Savings Account: Balances on the portion between $500 and $10,000 earn 1.25% Annual Percentage Yield (APY) if auto deposits and no withdrawals are made during each month; otherwise, the APY is .50%. Balances on the portion between $10,000 and $100,000 earn a .50% rate with an APY between 1.25% and .87%. Under $500 earns no interest. Rates may change daily. Fees may reduce earnings. Offer ends April 30, 2019. 
Health Savings Account: Contributions are deductible to the legal limit.  Consult a tax advisor for details about your situation.
Bonus CD Ladder: APYs (Annual Percentage Yields) shown. The minimum required to open this account is $20,000 split evenly between the 4 CD terms. Maximum total deposit is $100,000. The interest rate for your account will be paid at the maturity date for the 6 and 12 month terms. The interest rate for your account will be paid annually and at maturity for the 18 and 24 month terms. If any deposit is withdrawn before the maturity date, an early withdrawal penalty will be imposed which could result in partial loss of principal. For Time Deposits with maturities of one year or less, the early withdrawal penalty will be 3 months loss of interest. For Time Deposits with maturities over one year, the early withdrawal penalty is 6 months loss of interest. At maturity, you have a 10 day grace period in which to make changes or cancel each matured Time Deposit. If nothing is done, each Time Deposit will automatically renew for a 24 month period at the interest rate that is applicable at the time. An additional benefit of 0.10% will be added to the renewal interest rate if all 4 CD's remain open. Rates and offer may be modified at any time. Other conditions may apply. Offer ends April 30, 2019. 

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