Properly budgeting your money is essential to good financial management. Having a budget forces you to get a handle on your income and expenses, and allows you to properly allocate funds, including those you need to set aside for savings.
With our Direct Deposit, send your paycheck or other regular payments directly to your checking or savings account. This way, you don’t have to worry about making (or forgetting to make) deposits yourself.
To save up for a goal, we offer a number of savings accounts such as Successful Savings, Holiday, and Vacation Savings. Our Save & Pay helps you save money to pay your property taxes automatically.
Keep track of your money by using Digital Banking and our Mobile App or Amboy24, our telephone banking service. Inside Digital Banking, you can set up a variety of alerts based on balances and transactions so that you’re always on top of your finances. In our Mobile App, Card Manager allows you to turn off and on your debit card and lets you control the types of merchants where your debit card works.
Whether you are trying to save for a new phone, a new car, or for a down payment on a new home, time, money and rate of return will all be determining factors of when you will meet your savings goal.
Take a few minutes to play with the numbers in our calculator below to estimate how long it might take you to save for your goal. Then, look to Amboy to see which of our savings accounts, money market accounts, and CDs would work best for you!
Whether you’re saving for a short term or a long term goal, the future value of your savings plan depends on the starting balance, additional monthly savings, and the rate of return you receive on those savings.
Our calculator below can give you an estimate of where your savings are headed. For the most accurate valuation, you will have to separate taxable accounts such as savings and CDs from your tax-deferred accounts such as 401(k)s and college 529 plans. Then, look to Amboy to see which of our savings accounts, money market accounts, and CDs would work best for you!
We offer a number of savings products and services to help grow your savings. Take a look at some of our most popular ones below.
You are leaving the Amboy Bank Website