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Rate Switch

With our Rate Switch option, you don't have to worry about locking in a rate too soon. If interest rates drop after your loan closes, you may be eligible to swap to a lower rate without the cost and hassle of refinancing.
 

  • Lower your mortgage rate for free within the first two years if rates drop after closing
  • Avoid costly refinance fees
Get Started
Call 800-942-6269

About Amboy's Home Loans

If Rates Go Down, Simply Change Your Rate
Other banks require a refinance to change your rate, which entails a lot of paperwork and fees. At Amboy, you can modify your rate at any time with just a phone call. 

Don't Worry About Rates Rising Before You Close
Your rate is locked in for 60 days. This could save you a substantial amount of money if rates go up during the mortgage approval process.

We Keep and Service Your Loan
We don't sell our loans, which means if you have questions or concerns at any time during the life of your loan, you'll always know where to find us. 

Personalized Advice from our Local Team of Home Loan Experts
When it comes to home financing, one size doesn't fit all. Our local, non-commissioned experts take the time to understand your unique goals and guide you every step of the way with honest advice and tailored solutions.