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Personal Financial Services

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Call: (800) 94-AMBOY
Visit one of our 22 branch offices.

Checking Accounts

Everyone has different checking account needs. That is why Amboy Bank offers several types of checking accounts. Each one is designed to provide you with the combination of benefits and features you need. Take a moment to review the information for each of our checking accounts.

Before choosing the account that is best for you, you might want to check out our Advantage Checking with Interest account. For more information and to apply, call 1-800-94AMBOY.

Select one of these great checking accounts

Type Recommended Account Additional Details
Advantage Checking If you want an interest-earning checking account and other special benefits that is part of Amboy Advantage Banking package. Click here for more details
  • Minimum opening deposit $100
  • No monthly fees (requirement met)
  • $20 monthly charge if Requirements are not met
You must meet just one of the following requirements to take full advantage of this account:
  • $10,000 combined balances in checking, money market or statement savings accounts or
  • Home equity line/loan with a balance of $15,000 or more or
  • $150,000 combined balance in mortgage and/or home equity
Regular Checking If your monthly balance is more than $1,000 and you write in excess of 22 checks per month
  • Minimum opening deposit $100
  • $10.00 monthly charge if minimum balance is below $1,000
  • Unlimited checks
NJ Consumer Checking If your monthly balance is between $1.00-$1,000 and you write 21 or less checks per month
  • Minimum opening deposit $25
  • $3.00 monthly charge
  • Includes 8 free checks or debits, $.50 each thereafter
Senior Citizen Account If you want to write an unlimited number of checks and are 55 or older
  • Minimum opening deposit $100
  • $5.00 monthly charge if minimum balance is below $200 
  • Unlimited checks

And get these great features:

  • Free transactions at any Amboy ATM
  • Free Amboy Visa Check Card
  • Free AmboyNET Internet banking
  • Free Amboy24 telephone banking
  • $25 bonus with Direct Deposit (ask for details)
  • Monthly combined statement
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