Choice Home Equity Line

Use the equity in your home to remodel the kitchen,
consolidate debt, or pay for college.
6.50% intro APR guaranteed for 12 months.

Beware of Scams

Amboy Bank does not initiate emails, texts, or phone calls seeking your personal data, account or card numbers. Never provide sensitive personal information to anyone who calls, texts, or emails you unexpectedly.

Digital Wallet

Your Amboy debit card is now available in
Apple Pay, Google Pay, and Samsung Pay.

A Home Loan for Every Need

Amboy Bank has a full array of flexible mortgage, home equity, and construction loans to fit your needs. Our experienced reps are experts at finding the solution that works best for you.

How Much House Can I Afford?
Find out how much you should spend on your home
Do I Have Equity in My Home?
Your equity determines your Home Equity borrowing limit
How does a 1/2 Pay Mortgage Save Me Money?
Making biweekly payments can benefit you in many ways

The Only Home Equity Loan You'll Ever Need

Amboy Bank’s Choice Home Equity Line is an “all-purpose” loan for today’s smart homeowner.

Start Your Home Financing Today!

We're ready to answer your questions or to get the loan process on the way. Let us know how you'd like to proceed:

* Terms & Conditions Home Equity: Introductory (“Intro”) Annual Percentage Rate (APR) of 6.50% in effect for the first 12 months on balances up to $100,000, with an initial minimum draw of $10,000. During the Intro period, the portion over $100,000, and on all balances after the Intro period, the APR will be Prime plus .50% and may change daily. Prime is highest rate published daily by WSJ. Prime as of 7/27/2023 is 8.50%. Lifetime rate floor is 4.00% APR, lifetime cap is 12.99% APR. Min. Line is $15,000, max. $100,000. Annual Fee of $35 waived for the first year. Early termination fee applies if loan is closed in first two years. Available on owner-occupied 1-4 family NJ residences only. Property insurance is required. Offer may be withdrawn at any time. Subject to credit approval. Additional terms may apply.

Prepare for Life's Journeys

Let Amboy Bank help you save for your financial journeys. We offer expertise and solutions that can guide you along the way!

What Will Your Savings be Worth?
Figure out where you're headed
How Much Should You Save for Retirement?
Calculate if your savings are on the right track
How Can You Prepare for a Health Expense?
Steps you can take right now

Guarantee Your Earnings

Our CDs come in a variety of terms to fit your needs.

Start Saving Today!

We're ready to answer your questions or to start you on your savings journey. Let us know how you'd like to proceed:

What Our Clients Are Saying

Make Your Golden Years Shine Bright

Your years spent in retirement should be without worry. Amboy Bank has been helping Seniors with home loans and specialized services for decades.

Can You Afford In-Home Healthcare?
Learn how you can remain in your home while getting the care you need
How Do You Pay for Home Improvements?
Make your home more accessible or just update it
What Can You Do to Prevent Fraud?
Read about the latest scams and how you can protect yourself

Get the Money You Need, Without Leaving Your Home

Amboy Bank created a better reverse mortgage. Our flexible options allow you to use your home's equity while you remain in your home.

Speak to Our Experts Today!

We're ready to answer your questions about how you can improve your retirement. Let us know how you'd like to proceed:

Bank Wherever You Are

We offer a number of tools so you can manage and access your money more easily.

Want to access Digital Banking? Scroll up or Sign In within our menu!

Apple Mobile App
Download our Apple Mobile Banking app, and take Amboy with you wherever you go!
Android Mobile App
Download our Android Mobile Banking app, and take Amboy with you wherever you go!
Use Your Debit Card
Use online or wherever cards are accepted

Download Our Enhanced Apps

Search "Amboy Digital Banking" in your store

Discover Why We've Been Voted Best Bank for 26 Years in a Row

Amboy Bank is all about creating and nurturing relationships with our clients. We hope you learn more about what sets us apart!

Want to Know about Our Latest News and Events?
Find out what we've been up to
Thinking about a New Career?
We invite you to learn more about us
Did You Know Amboy has Been Around for More than 135 Years?
It's true! Discover more of our history

Supporting Our Community One Organization at a Time

Our Amboy Foundation has given millions of dollars to worthy non-profits.

Let Us Know How We Can Assist You

Our team is ready to answer your questions or offer custom solutions. Let us know how you'd like to proceed:
What Our Clients Are Saying
Hear It from Our Employees