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A Home Loan for Every Need

Amboy Bank has a full array of flexible mortgage, home equity, and construction loans to fit your needs. Our experienced reps are experts at finding the solution that works best for you.

How Much Can You Afford?
Find out how much you should spend on your home
Do You Have Equity in Your Home?
Your equity determines your Home Equity borrowing limit
How does a 1/2 Pay Mortgage Save You Money?
Making biweekly payments can benefit you in many ways

A Mortgage Shouldn't Last for a Lifetime

Whether you are looking to buy your first home, upgrade, downsize, or refi, our 1/2 Pay Mortgage makes it possible for you to pay off your mortgage faster.

Start Your Home Financing Today!

We're ready to answer your questions or to get the loan process on the way. Let us know how you'd like to proceed:

Home Equity Disclosure *Introductory (“Intro”) Annual Percentage Rate (APR) of 2.99% in effect for the first 12 months on balances up to $100,000, with an initial minimum draw of $10,000. During the Intro period, the portion over $100,000, and on all balances after the Intro period, the APR will be Prime plus .50% and may change daily. Prime is highest rate published daily by WSJ. Prime as of 8/1/2020 is 3.25%. Lifetime rate floor is 4.00% APR, lifetime cap is 12.99% APR. Min. Line is $15,000, max. $100,000. Annual Fee of $35 waived for the first year. Early termination fee applies if loan is closed in first two years. Available on owner-occupied 1-4 family NJ residences only. Offer may be withdrawn at any time. Subject to credit approval. Additional terms may apply.

Prepare for Life's Journeys

Let Amboy Bank help you save for your financial journeys. We offer expertise and solutions that can guide you along the way!

What Will Your Savings be Worth?
Figure out where you're headed
How Much Should You Save for Retirement?
Calculate if your savings are on the right track
How Can You Prepare for a Health Expense?
Steps you can take right now

Guarantee Your Earnings

Our CDs come in a variety of terms to fit your needs.

Start Saving Today!

We're ready to answer your questions or to start you on your savings journey. Let us know how you'd like to proceed:

What Our Clients Are Saying

Make Your Golden Years Shine Bright

Your years spent in retirement should be without worry. Amboy Bank has been helping Seniors with home loans and specialized services for decades.

Can You Afford In-Home Healthcare?
Learn how you can remain in your home while getting the care you need
How Do You Pay for Home Improvements?
Make your home more accessible or just update it
What Can You Do to Prevent Fraud?
Read about the latest scams and how you can protect yourself

Get the Money You Need, Without Leaving Your Home

Amboy Bank created a better reverse mortgage. Our flexible options allow you to use your home's equity while you remain in your home.

Speak to Our Experts Today!

We're ready to answer your questions about how you can improve your retirement. Let us know how you'd like to proceed:

Bank Wherever You Are

We offer a number of tools so you can manage and access your money more easily.

Want to access Online Banking? Scroll up or Sign In within our menu!

Enroll in Online Banking
View accounts, pay bills, see statements, and more
Bank by Phone
Get balances, make transfers, and more
Use Your Debit Card
Use online or wherever cards are accepted

Coming Soon: A Brand New Digital Banking

We'll let you know when the new service is ready. For now, check out how else you can bank with us!

Discover Why We've Been Voted Best Bank for More than 20 Consecutive Years

Amboy Bank is all about creating and nurturing relationships with our clients. We hope you learn more about what sets us apart!

Want to Know about Our Latest News and Events?
Find out what we've been up to
Thinking about a New Career?
We invite you to learn more about us
Did You Know Amboy has Been Around for More than 130 Years?
It's true! Discover more of our history

Supporting Our Community One Organization at a Time

Our Amboy Foundation has given millions of dollars to worthy non-profits.

Let Us Know How We Can Assist You

Our team is ready to answer your questions or offer custom solutions. Let us know how you'd like to proceed:
What Our Clients Are Saying
Hear It from Our Employees