Skip to main content Skip to footer content

Home

Shred Day

What's New
Amboy Foundation
Careers
Our History
Join us for Shred Day on Saturday, October 26 from 9-12
at our Sayreville branch. Just bring your papers, and
we’ll do the shredding and recycling.
Get Directions

Digital Wallet

Your Amboy debit card is now available in
Apple Pay, Google Pay, and Samsung Pay.
Learn More

In-Retirement Living

Financial Security
Short Term Need
Improve Quality of Life
Fraud Protection
Help & Convenience Services

A Better Way to Pay for Things You Want

Buy a Home
Refi My Home
Improve My Home
Build a Home
Home Equity Line Sale
6.50% intro APR guaranteed for 12 months
Our Choice Home Equity Line of Credit puts cash
in your pocket quickly and provides the flexibility
to adjust your payment to your budget.
Learn More

Grow My Savings

Budget Better
Rainy Day
Save Early & Often
College & Retirement
Health Expenses

A Home Loan for Every Need

Amboy Bank has a full array of flexible mortgage, home equity, and construction loans to fit your needs. Our experienced reps are experts at finding the solution that works best for you.

How Much House Can I Afford?
Find out how much you should spend on your home
Learn More
Do I Have Equity in My Home?
Your equity determines your Home Equity borrowing limit
Learn More
How Does a 1/2 Pay Mortgage Save Me Money?
Making biweekly payments can benefit you in many ways
Learn More

The Only Home Equity Loan You'll Ever Need

Amboy Bank’s Choice Home Equity Line is an “all-purpose” loan for today’s smart homeowner.

Learn More

Start Your Home Financing Today!

We're ready to answer your questions or to get the loan process on the way. Let us know how you'd like to proceed:

Call 800-942-6269
Make an Appointment
Start Online
6.50% APR Home Equity for 12 Months* family in new home
You recognize the benefits of upgrading your home, and Amboy Bank’s Choice Home Equity Line is an “all-purpose” credit plan for today’s smart homeowner. Or, use for any other purpose!
Our 1/2 Pay Mortgage Can Save Thousands
See how paying your mortgage biweekly can benefit you.
* Terms & Conditions Home Equity: Introductory (“Intro”) Annual Percentage Rate (APR) of 6.50% in effect for the first 12 months on balances up to $100,000, with an initial minimum draw of $10,000. During the Intro period, the portion over $100,000, and on all balances after the Intro period, the APR will be Prime plus .50% and may change daily. Prime is highest rate published daily by WSJ. Prime as of 9/19/2024 is 8.00%. Lifetime rate floor is 4.00% APR, lifetime cap is 12.99% APR. Min. Line is $15,000, max. $150,000. Annual Fee of $35 waived for the first year. Early termination fee applies if loan is closed in first two years. Available on owner-occupied 1-4 family NJ residences only. Property insurance is required. Offer may be withdrawn at any time. Subject to credit approval. Additional terms may apply.

Prepare for Life's Journeys

Let Amboy Bank help you save for your financial journeys. We offer expertise and solutions that can guide you along the way!

What Will Your Savings be Worth?
Figure out where you're headed
Learn More
How Much Should You Save for Retirement?
Calculate if your savings are on the right track
Learn More
How Can You Prepare for a Health Expense?
Steps you can take right now
Learn More

Guarantee Your Earnings

Our CDs come in a variety of terms to fit your needs.

Learn More

Start Saving Today!

We're ready to answer your questions or to start you on your savings journey. Let us know how you'd like to proceed:

Call 877-222-6269
Make an Appointment
Visit a Branch
Over 20 Convenient Branches to Serve You Amboy Bank branch
Our branches in Central New Jersey are ready to provide solutions!
What Our Clients Are Saying
"Amboy bank is one of the oldest banks in NJ. The bank is professional and courteous, understands your needs, and has customer service expertise. They are always there to serve you. Thank you Amboy Bank for all you do for us."

Patricia G.

 

Make Your Golden Years Shine Bright

Your years spent in retirement should be without worry. Amboy Bank has been helping Seniors with home loans and specialized services for decades.

Can You Afford In-Home Healthcare?
Learn how you can remain in your home while getting the care you need
Learn More
How Do You Pay for Home Improvements?
Make your home more accessible or just update it
Learn More
What Can You Do to Prevent Fraud?
Read about the latest scams and how you can protect yourself
Learn More

Get the Money You Need, Without Leaving Your Home

Amboy Bank created a better reverse mortgage. Our flexible options allow you to use your home's equity while you remain in your home.

Learn More

Speak to Our Experts Today!

We're ready to answer your questions about how you can improve your retirement. Let us know how you'd like to proceed:

Call 800-942-6269
Make an Appointment
Visit a Branch
A Better Way to Pay Your Property Taxes Growing stacks of coins in front of house

Our Save & Pay service automatically transfers payments into a savings account and pays taxes when they are due.
Let Your Family Provide Support Older man speaking with adult son
Give your family access to your accounts at a level that is comfortable for everyone.

Bank Wherever You Are

We offer a number of tools so you can manage and access your money more easily.

Want to access Digital Banking? Scroll up or Sign In within our menu!

Apple Mobile App
Download our Apple Mobile Banking app, and take Amboy with you wherever you go!
Apple Download
Android Mobile App
Download our Android Mobile Banking app, and take Amboy with you wherever you go!
Android Download
Use Your Debit Card
Use online or wherever cards are accepted
Find an ATM

Download Our Enhanced Apps

Search "Amboy Digital Banking" in your store

Learn More

Discover Why We've Been Voted Best Bank for 26 Years in a Row

Amboy Bank is all about creating and nurturing relationships with our clients. We hope you learn more about what sets us apart!

Want to Know about Our Latest News and Events?
Find out what we've been up to
Learn More
Thinking about a New Career?
We invite you to learn more about us
Learn More
Did You Know Amboy has Been Around for More than 135 Years?
It's true! Discover more of our history
Learn More

Supporting Our Community One Organization at a Time

Our Amboy Foundation has given millions of dollars to worthy non-profits.

Learn More

Let Us Know How We Can Assist You

Our team is ready to answer your questions or offer custom solutions. Let us know how you'd like to proceed:
Call 877-222-6269
Make an Appointment
Visit a Branch
What Our Clients Are Saying
"I have been banking here 25 years. Excellent staff, especially Terry the Assistant Branch Manager. Always so helpful!!"

Martha P., Sayreville
Hear It from Our Employees
"As a long time employee of Amboy, my thoughts about working for the organization are simple. The management team has fostered a work environment conducive to getting work done in a setting where employees work as one to achieve common goals and meeting the needs of clients - all while allowing for a friendly, family type workplace environment."

Mark M., Finance Controller