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Checking

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Everyone has different checking needs-- that’s why Amboy Bank offers several types of checking accounts. Each one is designed to provide you with the combination of benefits and features you need. Are you looking for tips and tools on budgeting, banking basics, and more? Learn how you can better manage your money.

Available features and benefits:**

Free Digital Banking, including mobile app
Unlimited transactions at Amboy Bank ATMs
Access to 55,000+ nationwide ATMs
Free Amboy24 Phone banking
Direct Deposit Setup
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Advantage Checking

Our Advantage Checking account pays interest and comes with other special benefits that are part of the Amboy Advantage Banking package.*

  • Earns interest
  • Free Bill Pay and personalized standard checks
  • 5 free foreign ATM transactions per month
  • Discounts on home equity and mortgage loans
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Regular Checking

A great option for those in need of a basic checking account.

  • Unlimited check-writing
  • Opening balance of just $100
  • Monthly balance requirement of $1,000 to avoid fee*
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Senior Checking

An account designed for those aged 55 and older.

  • Unlimited check-writing
  • Opening balance of just $100
  • Monthly balance requirement of $200 to avoid fee*
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New Jersey Consumer Checking

For those who plan on keeping a low balance.

  • 8 free checks or withdrawals per month*
  • Opening balance of just $25
  • Low monthly fee*
Terms & Disclosures * Advantage Checking: To qualify, 1) maintain a minimum combined balance of $10,000 in Checking or Money Market or Statement Savings Account or 2) have a home equity loan or line of credit with a balance of $15,000 or more or 3) have a mortgage and/or home equity loan with a combined balance of $150,000 or more. A $20.00 monthly fee applies should requirements not be met. Minimum opening deposit of $100.

Regular Checking: $10 monthly fee when balance goes below $1,000.

Senior Checking: $5 monthly fee when balance goes below $200.

New Jersey Consumer Checking: No minimum balance after opening. $3 monthly fee. Checks or debits beyond 8 per month are $.50 each.

** Fees or restrictions may apply depending on your account type and relationship. Please see our General Service Fees and Account Disclosures for complete information