1/2 Pay Mortgage®

Seeing the ample benefits to borrowers early on, Amboy was the first lender in the state of New Jersey to offer a biweekly mortgage, which has become our signature product. 

  • Make half a payment every two weeks, instead of once a month
  • Pay off mortgage sooner, build equity faster, and save on interest expense
  • Select from terms of 10 to 30 years
  • Jumbo mortgage available
couple on bike

Interest Saver Plus

Reduce interest costs and build up equity in your home. Make optional pre-payments in addition to your monthly payment, but "re-borrow" a portion of the equity you have built up whenever you have a need! Great for those who want to build more equity, but want access to funds in case of emergencies or any other use.

  • "Re-borrow" a portion of the equity you have built up
  • Fixed rate term for 20 years
  • Jumbo mortgage available
suburban house

Zero Cost Refi

With no money out of pocket, you can save thousands of dollars by refinancing with Amboy’s Zero Cost* 15-year refinance program. Also, our 1/2 Pay Mortgage®, which is paid biweekly, shaves off years of payments, allowing you to build equity faster and save thousands in interest.

  • Save thousands in fees
  • Fixed rate term for 15 years

Monthly Mortgage

If circumstances prevent you from making mortgage payments every two weeks, our monthly mortgages have you covered.

  • Select from terms of 10 to 30 years
  • Fixed or adjustable rate
  • Jumbo mortgage available

“One Time Close” Construction Loan

Ready to build your new home? Get a construction line and a permanent mortgage with only one closing!

  • Quick commitment
  • Free loan rate lock
  • Choose the mortgage that is best for you