With New Jersey home values rising 45% over the past five years*, your home may be one of your most powerful financial assets. Now is a great time to unlock that value and put it toward the projects, goals, or opportunities that matter most to you. Our three Home Equity options give you the flexibility to borrow the way that works best for your budget and plans. Whether you want predictable payments, a low variable rate, or the ability to lock in your rate with just a phone call, we’re here to help you choose the right fit.
Home Equity Options
Explore flexible Home Equity solutions designed to help you finance home renovations, consolidate debt, or cover major expenses with confidence.
Find the Home Equity option that fits your life and your budget
Choice Home Equity Line of Credit
- Best suited for ongoing, everyday borrowing needs, such as debt consolidation, car purchase, or home projects
- Enjoy a quick closing and no closing costs
- Take advantage of flexible payment options that suit your budget
Prime Home Equity Line of Credit
- Best suited for larger renovation needs, including kitchens or home additions
- Draw funds only as you need them, helping to manage your costs over time
- Make interest-only payments during the draw period to keep monthly costs low
Fixed-Rate Home Equity Loan
- Best suited for those who want the security of knowing exactly what their payment will be each month
- Borrow a set amount with a stable, predictable monthly payment for the life of the loan
- Lock in a competitive fixed rate that won't change
Terms and Disclosures:
*Average home values based on single-family homes in Zillow Home Index as of 10/31/2025.