A Mortgage Shouldn’t Last for a Lifetime
Whether you are buying your first home, upgrading, downsizing, or refinancing, Amboy Bank makes it possible for you to pay off your mortgage faster. Our 1/2 Pay Mortgage® shaves off years of payments, allowing you to build equity faster and save thousands in interest.
With a conventional mortgage, you make one payment every month. But with our 1/2 Pay Mortgage®, you make one half of that payment every two weeks. That’s the equivalent of one extra payment every year, and the savings add up!
Plus, you can now take advantage of our new Change Your Rate Option. If rates go down, simply give us a call, and we will lower your rate. Your first rate change is free within the first three years. And after the third year, you can still call us at anytime to modify your rate for a low fee.