Passwords still protect most of our financial and personal information—but many people continue to rely on unsafe habits. Over one-third of consumers write passwords down on paper, and 32% reuse the same password across multiple accounts. These shortcuts make it easier to remember passwords, but it makes it much easier for scams to happen.

Worried about remembering your passwords without writing them down? Here are easy to implement ways to protect yourself:

1. Use strong but simple passphrases
 Instead of one word, use a short sentence that is easy to remember but much more difficult to guess.

2. Don’t reuse passwords
 If someone steals a password from one website, they can try it on others. Make sure each online account, especially essential and sensitive ones like your email, bank, financial accounts, unique.

3. Try a password manager
 If remembering your passwords prove difficult, password managers store passwords securely and create strong ones for you. If you’ve never tried a password manager, try it out with just one or two to see how they work, and once you gain familiarity, move to more accounts.

4. Avoid keeping passwords on paper or in unprotected notes
 If someone finds your list, they have access to everything. If you must write them down, keep the list somewhere safe - not near your computer, or like too many make the mistake of doing, on a sticky note directly on/under your computer.

Amboy Bank is a New Jersey based bank with over 135 years in the local communities. FDIC insured up to the legal maximum, Amboy Bank will continue to successfully prioritize the best interests of the customers first. Please continue to check our Security Center for updates and tips, and if you experience any security related activity with any of your Amboy Bank accounts, please contact us immediately at 877-222-6269 or reportfraud@amboybank.com.